Staying up to date financially is part of the dream of many Spaniards. Besides, there is nothing to do to make your payments work for your reputation. Therefore, the Technological Refugiado will teach you how to use Serasa Consumer to achieve your financial goals.
What you will learn:
- pay off debt
- Check your score
- Check CPF
- positive record
- Feel like eCred
- Feel Premium
paying off debt
Having open accounts can cause distress and headaches. Plus, debt can lower your credit score. If you want to regularize your payments, take advantage of the Clean Name Fairão and Serasa's Clean Name service.
Check score
When you reach adulthood and want to take out a loan or financing, it is normal to come across the word "score". In short, the score is a score that indicates whether you are a good payer or not. In other words, it is a number that can help you win better financial contracts.
There are different ways to make this calculation, but specifically the Serasa score gathers your information in six categories and makes a calculation based on the result of each one.
Consult CPF
Serasa Consumer does not only live by scores. The platform provides other very important information for those who want to keep their financial life up to date.
By consulting your CPF, you will know if you have:
- Negative debts;
- protests;
- bad checks;
- Judicial actions.
- Bankruptcies.
positive record
While the score is based on information on overdue debts, Serasa's Cadastro Positivo performs a credit evaluation, which also includes bills paid on time. According to the platform, it is a way to get better rates and payment terms, even for those who cannot credit income.
Feels like eCred
Those in need of credit can check out the best offers available from various banks, fintechs and finance companies in one place - it's just that! Serasa eCred is a credit marketplace where you have access to personal loan and credit card offers.
The consultation is done conveniently and free of charge through the Serasa website or app. The best thing is that you only have to send the documentation to the partner company after performing the simulation. Therefore, you can stop different offers and scenarios.
Feel Premium
You can use many services for free on Serasa. However, those who are looking for something even more comprehensive can turn to Serasa Premium. This is a paid service that allows companies to lock their score.
- It prevents companies from querying your score and thus keeping your score high. That is, many inquiries to your CPF in a short period of time can lower your score.
- Blocking still helps you prevent fraudulent, credit inquiries in your name. After all, companies don't give you credit without checking your CPF status.
Now that you know how to use Serasa Consumer services, get answers to your questions about bitcoin mining!
